I have listed a new property at 69 46360 Valleyview RD in Chilliwack.
Beautiful Apple Creek! This 3 bedroom, 3 bath townhome features updated and enlarged kitchen, newer SS/appliances, very bright with sky lights & vaulted ceilings. Very tastefully remodeled with newer bathrooms, including wainscoting, no carpet on the main floor, beautiful laminate thru out, ensuite in the master with walk in closet. South facing end unit backing onto private yard & green space. Covered patio with privacy panels. Double garage. Fabulous and playground within Promontory Elementary school catchment. Pride of ownership! And it shows!
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I have sold a property at 160 46360 Valleyview RD in Chilliwack.
Apple Creek (Promontort), 3 bed, 3 bath townhome backing green space & creek. Excepceptional end unit, very well maintained, featuring hardwood floors, 9' ceilings, crown moulding, great open floor plan, gas fireplace in living room, bright kitchen with eating bar, dining area leads to back patio. 3 bedrooms up, large master suite with en-suite & walk in closet. Separate laundy room. This is one of the best loactions in the complex! Visitor parking right across from unit!
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I have listed a new property at 160 46360 Valleyview RD in Chilliwack.
Apple Creek (Promontort), 3 bed, 3 bath townhome backing green space & creek. Excepceptional end unit, very well maintained, featuring hardwood floors, 9' ceilings, crown moulding, great open floor plan, gas fireplace in living room, bright kitchen with eating bar, dining area leads to back patio. 3 bedrooms up, large master suite with en-suite & walk in closet. Separate laundy room. This is one of the best loactions in the complex! Visitor parking right across!
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I have listed a new property at 5 46426 Mullins RD in Chillilwack.
A wonderful family home located at the end of a quiet street on Promontory. 4 bed, 3 bath, open floor plan,maple kitchen, engineered hardwood floors thru-out, 5 piece ensuite with soaker tub in master bedroom, large patio off kitchen. Insulated for noise reduction. Separate basement entrance. Private yard & near Promontory school catchment.
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Whether you’re looking to buy your first home, or trading up to a larger one, there are many costs - on top of the purchase price - that you must figure into your calculation of affordability. These extra fees, such as taxes and other additional costs, could surprise you with an unwanted financial nightmare on closing day if you’re not informed and prepared.

 

Some of these costs are one-time fixed payments, while others represent an ongoing monthly or yearly commitment. Not all of these costs will apply in every situation, however it’s better to know about them ahead of time so you can budget properly. 

 

Remember, buying a home is a major milestone. Whether it’s your first, second or tenth home, there are many important details to address, during the process. The last thing you need are unbudgeted financial obligations cropping up hours before you take possession of your new home. Read through the following check-list to make sure you’re budgeting properly for your next move. 

 

  1. Appraisal Fee
    Your lending institution may request an appraisal of the properly which would be your responsibility to pay for. Appraisals can vary in price from approximately $175-300.
  2. Property Taxes
    Depending on your down payment, your lending institution may decide to include your property taxes in your monthly mortgage payments.
    If your property taxes are not added to your monthly payments, your lending institution may require annual proof that your taxes have been paid. 
  3. Survey Fee
    When the home you purchase is resale (vs a new home), your lending institution may ask for an updated property survey. The cost for this survey can vary between $700-$1,000. 
  4. Property Insurance
    Home insurance covers the replacement value of your home (structure and contents). Your lending institution will request proof that you are insured as it protects their investment on the loan. 
  5. Service Charges
    Any new utility that services your hook up, such as telephone or cable, may require an installation fee. 
  6. Legal Fees
    Even the simplest of home purchases should have a lawyer involved to review all paperwork. Shop around, as rates vary greatly depending on the complexity of the issues and the experience of the lawyer. 
  7. Mortgage Loan Insurance Fee
    Depending upon the equity in your home, some mortgages require mortgage loan insurance. This type of insurance will cost you between 0.5% - 3.5% of the total amount of the mortgage. Usually payments are made monthly in addition to your mortgage and tax payment. 
  8. Mortgage Brokers Fee
    A mortgage broker is entitled to charge you a fee in order to source a lender and organize the financing. However, it pays to shop around because many mortgage brokers will provide their services free to you by having the lending institution absorb the cost. 
  9. Moving Costs
    The cost for a professional mover can cost you in the range of $50-100/hour for a van and 3 movers and 10-20% higher during peak demand seasons. 
  10. Maintenance Fees
    Condos charge monthly fees for common area maintenance such as groundskeeping and carpet cleaning in hallways. Costs will vary depending on the building. 
  11. Water Quality and Quality Certification
    If the home you purchased is serviced by a well, you should consider having your water checked by your local experts. Depending upon where you live, determines whether or not a fee is charged, to certify the quantity and quality of the water. 
  12. Local Improvements
    If the town you live in has made local improvements (such as the addition of sewers or sidewalks), this could impact a property’s taxes by thousands of dollars. 
  13. Land Transfer Tax
    This tax is applied whenever property changes hands and the amount that is applied can vary. 
Get in touch with Bruce Fournier and Associates to discuss these costs in detail. 
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I have sold a property at 2 45957 Sherwood DR in Sardis.

Quick Possession - Top Quality! Beautiful custom built home with top quality finishing throughout. Features include 9' ceilings, crown moulding, custom blinds and hardwood floors. Beautiful kitchen cabinets c/w island that opens up to family room. Basement boasts large rec room/media room with 9' coffered ceilings. Nothing spared in this beautiful home! Call  Judy Rollheiser and the Hard Working Nice Team at  604-793-8113 to view.

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I have listed a new property at 2 45957 Sherwood DR in Sardis.

Beautiful custom built home with top quality finishing throughout. Features include 9' ceilings, crown moulding, custom blinds and hardwood floors. Beautiful kitchen cabinets c/w island that opens up to family room. Basement boasts large rec room/media room with 9' coffered ceilings. Nothing spared in this beautiful home! Call  Judy Rollheiser and the Hard Working Nice Team at  604-793-8113 to view.

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Bruce Fournier: Chilliwack Realtor
Office: (604) 819-0120
Toll Free: (800) 830-7175
Bruce's Cell: (604) 819-0120
The data relating to real estate on this website comes in part from the MLS® Reciprocity program of either the Real Estate Board of Greater Vancouver (REBGV), the Fraser Valley Real Estate Board (FVREB) or the Chilliwack and District Real Estate Board (CADREB). Real estate listings held by participating real estate firms are marked with the MLS® logo and detailed information about the listing includes the name of the listing agent. This representation is based in whole or part on data generated by either the REBGV, the FVREB or the CADREB which assumes no responsibility for its accuracy. The materials contained on this page may not be reproduced without the express written consent of either the REBGV, the FVREB or the CADREB.

Bruce Fournier & Associates are RE/MAX realtors located in beautiful Chilliwack, BC. We serve all parts of Chilliwack and the surrounding areas including Agassiz, Promontory, Sardis, Greendale, Cultus Lake, Harrison Hot Springs, Rosedale, Yarrow and Ryder Lake.